Money that works with precision

Novus Capital is a peer-to-peer investment platform for business lending. Fund vetted loans, earn regular returns, and automate your strategy — built for clarity, not guesswork.

Start investing How it works

Security

Built for people who take money seriously

A
Vetted, then shown in full
Every project is vetted and presented with its terms, collateral and risk metrics up front.
B
Your data, protected
Bank-grade identity verification and encryption safeguard your account at every step.
C
Diversify with control
Spread risk across projects manually or with rule-based autoinvest strategies.

Invest

Put money to work in business loans — the instruments, the costs, and what it takes to open an account.

For investors

Raise funding

Fund your company through investors on the marketplace — what qualifies, how the process runs and what moves your rate.

For business

How it works

Fund your account

Open an account and top up by bank transfer — from just €10.

Invest & diversify

Pick loans by hand or let autoinvest spread capital across grades.

Earn & reinvest

Collect regular interest, trade positions, or compound automatically.

Rewards

Loyalty that compounds

The more you invest, the more you earn back. Cashback climbs with every tier you reach.

Tier 1Entry1%
Tier 2€5,000+2%
Tier 3€15,000+3%
Tier 4€40,000+4%
Tier 5€75,000+5%

Start building your portfolio today

Create an account

FAQ

Questions, answered

01How do I earn returns?
You earn interest on the business loans you fund. Repayments arrive on a set schedule and can be withdrawn or reinvested automatically.
02Is my capital at risk?
Yes — lending carries the risk of borrower default. Every project is vetted and graded, and spreading capital across many loans is the main way to manage it.
03How much do I need to start?
You can invest from just €10 per loan, so even a small balance can be diversified across many projects from day one.
04When can I withdraw?
Repaid interest and principal become available as they arrive. You can also sell positions early on the secondary market to free up capital.
05Can I automate my investing?
Autoinvest builds a rule-based strategy that spreads your capital across new loans matching the grades and terms you choose.